HfH of Franklin County Homeownership Application

Applicant Information

First Name *

Last Name *

Email *

Gender

Date of Birth *

Address Line 1 *

Address Line 2

Phone *

City *

State *

Zip *

Residency

Have you been a resident of Franklin County for the last 12 months? *This is a requirement of the Habitat for Humanity of Franklin County Homeownership Program

Co-Applicant Information

Co-Applicant First Name The maximum length for the field Co-Applicant First Name is 500 characters.

Co-Applicant Last Name The maximum length for the field Co-Applicant Last Name is 500 characters.

Co-Applicant Email The field Co-Applicant Email must be an email.

Co-Applicant Gender

Co-Applicant Date of Birth The field Co-Applicant Date of Birth must be a date.

Co-Applicant Address Line 1 The maximum length for the field Co-Applicant Address Line 1 is 500 characters.

Co-Applicant Address Line 2 The maximum length for the field Co-Applicant Address Line 2 is 500 characters.

Co-Applicant Phone The field Co-Applicant Phone must be a phone number.

City The maximum length for the field City is 500 characters.

State The maximum length for the field State is 500 characters.

Zip The maximum length for the field Zip is 500 characters.

Household Information

Did you or anyone in your household serve or is currently serving in the military? * The field Did you or anyone in your household serve or is currently serving in the military? is required.

Is any member of the household disabled? * The field Is any member of the household disabled? is required.

How did you hear about Habitat?

How many people are in the household? The maximum length for the field How many people are in the household? is 500 characters.

Housing Need

Which of the following conditions apply to your current housing situation? (select all that apply) * The field Which of the following conditions apply to your current housing situation? (select all that apply) is required.

Other Concerns/Information The maximum length for the field Other Concerns/Information is 500 characters.

Have you applied for a home loan before? * The field Have you applied for a home loan before? is required.

If so, with whom, and what was the result? The maximum length for the field If so, with whom, and what was the result? is 500 characters.

Willingness To Partner With Habitat

Are all household members 18 years of age and older willing to put in 200 "Sweat Equity" hours each working on your home? * The field Are all household members 18 years of age and older willing to put in 200 "Sweat Equity" hours each working on your home? is required.

Are you willing to attend the required nine-week series (27 Hours) of homeowner education and financial planning classes? * The field Are you willing to attend the required nine-week series (27 Hours) of homeowner education and financial planning classes? is required.

Credit

Note: The applicant(s) must have been a resident of Franklin County for the past year and cannot have any outstanding judgments. Those who have taken bankruptcy must reestablish a good credit history for a period of at least 2 years from the discharge date for Chapter 7, and at least one year from the discharge date for Chapter 13, before they will be approved to partner with Habitat. All applicants and members of their household will be checked against sex offender and criminal registries.

Do you have any outstanding judgements/collections against you? * The field Do you have any outstanding judgements/collections against you? is required.

If yes, are you making payments?

Is there any other Credit information that you would like Habitat for Humanity of Franklin County to know? The maximum length for the field Is there any other Credit information that you would like Habitat for Humanity of Franklin County to know? is 500 characters.

Income

Applicant(s) must demonstrate steady income for at least one year. Include social security, disability, child support, alimony, wages and other income. Multiply the amount of your average weekly income by 52, and then divide by 12 to get your monthly income.

Source(s) of Income/Employer * The field Source(s) of Income/Employer is required.

Co-Applicant Source(s) of Income/Employer The maximum length for the field Co-Applicant Source(s) of Income/Employer is 500 characters.

Applicant MONTHLY Gross Income * The numeric field Applicant MONTHLY Gross Income is required.

Co-Applicant MONTHLY Gross Income The field Co-Applicant MONTHLY Gross Income must be a number.

Please list the names, ages, and monthly gross income of any other household members not included above. The maximum length for the field Please list the names, ages, and monthly gross income of any other household members not included above. is 500 characters.

What is the TOTAL Monthly Gross income for the household? * The numeric field What is the TOTAL Monthly Gross income for the household? is required.

Expenses

What MONTHLY expenses do you have? If an expense is not monthly, add all payments you make annually and divide by 12

Rent/Mortgage The field Rent/Mortgage must be a number.

Car Payments The field Car Payments must be a number.

Car Insurance The field Car Insurance must be a number.

Child Support The field Child Support must be a number.

Credit Card Payments The field Credit Card Payments must be a number.

Loan Payments The field Loan Payments must be a number.

Medical Bills The field Medical Bills must be a number.

Student Loans The field Student Loans must be a number.

Water/Sewer The field Water/Sewer must be a number.

Electric The field Electric must be a number.

Heating Oil/Gas The field Heating Oil/Gas must be a number.

Cable/Internet The field Cable/Internet must be a number.

Phone Payment The field Phone Payment must be a number.

Child Care Expenses The field Child Care Expenses must be a number.

Acknowledgement and Signature

I/we understand that a satisfactory credit history is one of the requirements for being approved to buy a house with Habitat for Humanity of Franklin County. I hereby give explicit permission for Habitat to obtain a credit report for the express purpose of evaluating my creditworthiness and ability to pay for a Habitat home. I also authorize HFHFC to conduct a criminal background check. Depending on my income and credit standing, I may qualify for a low-interest USDA 502 loan, or other third-party financing. By signing this form, I authorize Habitat to share this application with USDA and other potential lenders for review.

I/we agree to the above statement * The field I/we agree to the above statement is required.

Applicant Electronic Signature * The field Applicant Electronic Signature is required.

Applicant Social Security Number (SSN) * The field Applicant Social Security Number (SSN) is required.

Co-Applicant Electronic Signature The maximum length for the field Co-Applicant Electronic Signature is 500 characters.

Co-Applicant Social Security Number (SSN) The maximum length for the field Co-Applicant Social Security Number (SSN) is 500 characters.

Date * The date field Date is required.